Self-Directed RSP‡‡

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Benefits:

  • Helps you to reach your retirement goals with tax-deferred savings
  • Enables you to take advantage of a wide range of investment products, including equities
  • Enables you to build and manage your portfolio
 

Let's get started!

Opening a TD Direct Investing account is convenient and easy:

  • Get help when you need it
  • Application time: as little as 20 minutes
  • You may also apply for more products and services using this application

Expand To be eligible to apply online, you must:

  • Apply for a plan in your name only (no Power of Attorney or Joint Accounts) Ŧ
  • Be a Canadian resident
  • Be of age of majority in your province or territory
  • Not be turning 71 years of age or older in this calendar year*
  • Agree to share your information with TD Bank Group so that we can serve you better

Expand What information you will need:

Please note you will need the following to complete your application:

  • Your Social Insurance Number
  • The ability to visit a TD Canada Trust Branch or TD Direct Investing location to finish opening your plan

Expand What you can expect:

When the online portion of this application is finished, you will need to wait 2 business days before coming into a TD Canada Trust Branch or TD Direct Investing location to complete the application in person.

At that time, you will need to bring in one piece of government issued photo identification with you to the branch.

If you don't complete the application in person within 30 days, your application will expire and you will have to re-apply.

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‡‡Refers to the TD Waterhouse Self-Directed Retirement Savings Plan

* If you wish to designate a beneficiary other than estate, or if you are turning 71 years of age or older in this calendar year, please do not continue with this online application. Instead, you must visit any TD Canada Trust Branch or TD Direct Investing location in person to open an RSP plan or discuss your plan options.